21秋东财《利息理论》综合作业[答案怎么获取?怎么获取?]答案
东财《利息理论》综合作业
试卷总分:100 得分:100
一、单选题 (共 17 道试题,共 51 分)
1.现年50岁的某人希望在60岁退休时每年初从银行领取10000元的资金,共领取15年。他计划从现在开始,每年初向银行存款R元,共存款10年。假设银行的年利率为3%且保持不变。根据以上信息,R=( )元。
A.10414
B.10514
C.10614
D.10714
正确答案:-----
2.某债券的面值为100元,年票息率为4%,期限为5年,到期赎回值为110元。如果年收益率为3%,不考虑任何税负,那么该债券的价格为( )元。
A.113.21
B.114.21
C.115.21
D.116.21
正确答案:-----
3.资本预算的方法包括( )。
A.收益率法和净现值法
B.未来法和过去法
C.复利法和单利法
D.偿债基金法和分期偿还法
正确答案:-----
4.有一项3年期、每年末付款100元的年金,第1笔付款的对应年利率为2%,第2笔付款的对应年利率为3%,第3笔付款的对应年利率为4%。该年金的现值为( )元。
A.281
B.271
C.261
D.251
正确答案:-----
5.某人在未来20年内以等额本息法来偿还一笔金额为100万元的贷款,贷款年利率为4%。第10笔偿还额中的本金部分数额为( )元。
A.47997
B.47897
C.47797
D.47697
正确答案:-----
6.某人在未来20年内以等额本金法来偿还一笔金额为100万元的贷款,贷款年利率为4%。该人在整个偿还期内支付的总利息为( )万元。
A.38
B.40
C.42
D.44
正确答案:-----
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正确答案:-----